Reviews
non-custodial wallet available for mobile (iOS and Android)
the most popular wallet on the XRP ledger - and probably the industry standard
642,017 unique active users from 235 countries in 2022
exclusively an XRP wallet, supporting XRP and the 8000-plus tokens issued on the XRP Ledger
assets can be sent, received or denominated in any asset
cheap, fast payments
hardware wallet integration
can access apps straight from wallet (xApps), including NFT viewing apps
easy-to-use wallet for newbies
no fees for basic use, though the Ripple blockchain does charge fees that are very low
can choose between standard (FaceID / Passcode) and extra (password to sign transactions) security
good help resources on the app or online
can upgrade to Xumm Pro for additional features (but there is a fee)
a bit of a hassle to set up - no seed phrase (instead, you will need a number / letter row sequence)
to activate an account, you need to deposit 10 XRP into your account - these cannot be spent, but are used to pay for ledger fees (all XRP wallets require an initial deposit)
non-custodial Web3 wallet available as a browser extension (Chrome and Brave), a desktop app, and mobile (iOS and Android)
viewed as a great wallet for beginners with cross-platform support
aesthetically pleasing, with a simple layout
easy setup process
excellent help functionality, including quick chat services
token swap and support for multiple cryptocurrencies
hardware wallet integration (Trezor Model T for XRP)
can access some common apps - e.g. Compound Finance - directly from the wallet
lack of 2FA security protection
no crypto to fiat conversion
doesn’t yet run from Ripple blockchain, though can store XRP on the wallet and token swap
no NFT viewing for NFTs bought via Ripple blockchain
both a wallet, built specifically for Ripple, and an exchange
web browser wallet
easy to use
supports a variety of tokens (not a huge amount) as well as fiat currencies, via an in-built payment gateway (bank transfers) - this is one of the wallet’s biggest advantages
fiat currencies currently supported include USD, EUR, CNY and JPY
good customer support - perhaps because it includes an exchange
can swap tokens on the exchange
can purchase insurance on the wallet’s contents through Coincover
good analytics for seeing your assets, cash flow, etc.
KYC (Know Your Customer) process to set up wallet - probably because it includes an exchange and fiat on-ramps
need to hold a minimum of 20 XRP in your wallet which can’t be used
limited dApp connections
no NFT visual display or capacity
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