Reviews
- non-custodial wallet available for mobile (iOS and Android)
- the most popular wallet on the XRP ledger - and probably the industry standard
- 642,017 unique active users from 235 countries in 2022

Pros
Cons
Links
- exclusively an XRP wallet, supporting XRP and the 8000-plus tokens issued on the XRP Ledger
- assets can be sent, received or denominated in any asset
- cheap, fast payments
- hardware wallet integration
- can access apps straight from wallet (xApps), including NFT viewing apps
- easy-to-use wallet for newbies
- no fees for basic use, though the Ripple blockchain does charge fees that are very low
- can choose between standard (FaceID / Passcode) and extra (password to sign transactions) security
- good help resources on the app or online
- can upgrade to Xumm Pro for additional features (but there is a fee)
- a bit of a hassle to set up - no seed phrase (instead, you will need a number / letter row sequence)
- to activate an account, you need to deposit 10 XRP into your account - these cannot be spent, but are used to pay for ledger fees (all XRP wallets require an initial deposit)
- non-custodial Web3 wallet available as a browser extension (Chrome and Brave), a desktop app, and mobile (iOS and Android)
- viewed as a great wallet for beginners with cross-platform support

Pros
Cons
Links
- aesthetically pleasing, with a simple layout
- easy setup process
- excellent help functionality, including quick chat services
- token swap and support for multiple cryptocurrencies
- hardware wallet integration (Trezor Model T for XRP)
- can access some common apps - e.g. Compound Finance - directly from the wallet
- lack of 2FA security protection
- no crypto to fiat conversion
- doesn’t yet run from Ripple blockchain, though can store XRP on the wallet and token swap
- no NFT viewing for NFTs bought via Ripple blockchain
- both a wallet, built specifically for Ripple, and an exchange
- web browser wallet

Pros
Cons
Links
- easy to use
- supports a variety of tokens (not a huge amount) as well as fiat currencies, via an in-built payment gateway (bank transfers) - this is one of the wallet’s biggest advantages
- fiat currencies currently supported include USD, EUR, CNY and JPY
- good customer support - perhaps because it includes an exchange
- can swap tokens on the exchange
- can purchase insurance on the wallet’s contents through Coincover
- good analytics for seeing your assets, cash flow, etc.
- KYC (Know Your Customer) process to set up wallet - probably because it includes an exchange and fiat on-ramps
- need to hold a minimum of 20 XRP in your wallet which can’t be used
- limited dApp connections
- no NFT visual display or capacity
Last modified 7mo ago